Validate Bank Accounts Instantly

Ensure account confidence prior to accepting or initiating a payment.

Confirm the account owner and streamline approvals

Detect invalid accounts

Gain access in as little as 48 hours

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Why account validation matters

Mitigate fraud

Identify accounts that are unable to be collected upon due to the account being invalid or closed.

Accelerate onboarding

Quickly validate and authenticate accounts during payment and customer onboarding.

Ensure compliance

Comply easily with Nacha's ACH Fraud Monitoring Rule, assessing account ownership for unauthorized transactions.

Why choose BankValidation.com

BankValidation.com is a simple, self-service bank account validation tool — powered by ValidiFI — that helps organizations and small businesses instantly confirm consumer and commercial bank account details.

No manual bank calls. No lengthy contracting. Just fast, reliable verification you can use whenever you need it.

Validate routing and account numbers, confirm ACH capabilities, and reduce payment risk in just a few clicks — so you can move money confidently and keep your business growing.

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Online verification tool

Validate bank account details on demand to reduce errors, prevent returns, and ensure smoother payment processing.

Quick bank account checks

For small businesses and non-technical users who need quick, one-off, or low volume bank account checks.

Reduce risk

Save time and detect payment issues before you process a transaction for fewer returns, smoother onboarding, and more confidence in every payment you send or accept.

How it works

Get started in 4 easy steps

To gain access to this industry-leading account validation data, we require a simple credentialing process and approval to safeguard this sensitive banking and payment data. We aim to respond within 1-2 business days.

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Select a plan

Review the available plans and select a tier based on the number of bank accounts you need to verify each month.

Submit application

Provide company information, upload supporting documents, and complete the credentialing form and agreements. Our team will review your application, and let you know if you're approved.

Provide payment

Simply provide a debit or credit card and prepay for your plan.

Start validating accounts

Validate bank accounts with leading coverage, and enhance confidence in transactions.